Retirement Calculator

Corpus · pension · FIRE number

Current Age

Retire At Age

Monthly Expenses Today

₹

Current Savings

₹

Monthly Investment

₹

Expected Return (%)

Inflation (%)

Years in Retirement

₹5.2 Cr

Retirement Corpus Needed

₹3.1 Cr

You'll Have

₹2.1 Cr

Shortfall

₹1.5 L

Monthly Pension

₹5.2 Cr

FIRE Number (25×)

How much do you really need to retire?

We project your future monthly expenses (grown by inflation), then size a corpus that can sustain withdrawals through retirement:

FIRE number = 25× your annual expenses (the classic "4% safe withdrawal" rule).
Corpus needed = present value of all future inflation-adjusted expenses over your retirement.
Monthly pension = what your projected corpus can safely generate (4% rule ÷ 12).
We compare what you'll have (savings + monthly investments compounded) vs what you'll need.

Reality check: most Indians underestimate retirement needs. ₹40,000/month today becomes ~₹2.3L/month in 30 years at 6% inflation. Plan for it.