PPF Calculator

15-yr maturity · EEE tax status
₹1,50,000
₹0
Maturity value
₹0
Total invested
₹0
Interest earned
15 yrs
Locked horizon
₹0
Est. tax saved (30% slab)

EEE — tax-free at every step

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PPF rules at a glance

  • Tenure: 15 years, extend indefinitely in 5-year blocks (with/without contributions).
  • Deposit: ₹500-₹1.5 lakh/year (max also gets full 80C tax benefit).
  • Tax: Exempt-Exempt-Exempt — deduction at deposit, no tax on interest, no tax at maturity.
  • Withdrawal: 1st withdrawal after 6th financial year (up to 50% of balance at end of 4 yrs prior). Loan permitted from 3rd to 6th year.
Tip: deposit between Apr 1 and 5th of any month to get an extra month's interest, since interest is calculated on the lowest balance between 5th and month-end.

Frequently asked questions