Baby Cost Calculator
First-year cost · India
Total Year-1 cost
₹1.8 L
₹60,000
Delivery & Hospital
₹8,000
Monthly Recurring
₹0
Childcare (Yr 1)
₹25,000
Vaccines · Gear · Misc
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What does a baby really cost in year one?
The biggest Year-1 expense is usually delivery + hospital, followed by recurring monthly costs (diapers, formula, paediatric visits). Here's what we estimate:
- Delivery: normal vs C-section, gov vs private — varies 10×.
- Diapers: ~6-8/day for the first 6 months, gradually fewer.
- Feeding: breastfeeding is nearly free; formula adds ₹2,000-4,000/month.
- Vaccines: government schedule is free; private schedule (rotavirus, pneumococcal) adds ₹10,000-20,000.
- Childcare: the wildcard — full-time nanny in a metro can cost ₹15,000-25,000/month.
18-year view: Year 1 is just the start. Raising a child to 18 in India typically costs ₹30 lakh-₹1 crore+ depending on education choices. Plan early with SIPs.